109 Palm Bay BLVD Panama City Beach, FL 32408

UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 2,515 sqft
Price per Sqft $258
Subdivision Palm Bay Unit 1
MLS Listing ID 796747
Style Contemporary
Bedrooms 4
Full Baths 3
HOA Fees $580/ann
HOA Y/N Yes
Year Built 1990
Annual Tax Amount $3,205
Tax Year 2025
Lot Size 10,890 Sqft
Acres 0.25
Property Sub-Type Single Family Residence
Property Description
Step inside and enjoy soaring 11-foot ceilings, expansive windows, updated skylights (2026), and a stunning sunken living room featuring one of two wood-burning fireplaces. The thoughtfully designed floor plan offers a spacious family room, formal dining room with a charming bay window, built-in bookcases, and an entertainment center, providing plenty of room for everyday living and entertaining.
The spacious kitchen features custom wood cabinetry, a breakfast bar, and a separate breakfast area. All-new kitchen appliances were installed in January 2025, including an induction cooktop and an oven with convection and air-frying capabilities!
The primary suite offers a private entrance to the covered, tiled lanai overlooking the pool, creating the perfect retreat. The primary bathroom features double vanities, a whirlpool garden tub, separate shower, and a large walk-in closet. The fourth bedroom, conveniently located just off the primary suite, has its own closet and bathroom, making it an ideal home office, guest suite, or flex space!
Step outside to your private pool and covered lanai, perfect for relaxing or entertaining. Additional highlights include an oversized garage with air-conditioning ductwork and an extended driveway with room for up to six vehicles, providing exceptional parking convenience.
Major improvements offer added peace of mind, including:
- All-new windows and sliding glass doors (2020)
- Roof replacement (January 2019)
- American Standard HVAC system (December 2018)
- New skylights (2026)
- Irrigation pump replacement (2023)
- New kitchen appliances (January 2025)
- Terminix termite bond
The sellers also report reasonable electric bills, ranging from approximately $88 to $336 per month during the referenced months, depending on seasonal usage.
With its spacious layout, impressive upgrades, abundant natural light, private pool, and convenient location in Palm Bay, this home offers a wonderful combination of comfort, functionality, and Florida living. Don't miss the opportunity to make this exceptional property your own!
Location
State FL
County Bay
Area 03 - Bay County - Beach
Interior
Interior Features Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s)
Heating Central, Electric, Fireplace(s)
Cooling Central Air, Ceiling Fan(s)
Fireplace Yes
Appliance Electric Range, Electric Water Heater
Exterior
Parking Features Garage, Garage Door Opener
Garage Spaces 2.0
Garage Description 2.0
Fence Fenced
Pool Gunite, In Ground, Private
Utilities Available Electricity Available
Roof Type Shingle
Porch Covered, Patio
Private Pool Yes
Building
Lot Description Sprinkler System
Foundation Slab
Sewer Public Sewer
Architectural Style Contemporary
New Construction No
Schools
Elementary Schools Breakfast Point
Middle Schools Breakfast Point
High Schools Arnold
Others
HOA Fee Include Association Management
Restrictions No Short Term Rentals
Tax ID 30188-995-010



